KKP SAVVY : Savings Account
“ Up to 1.35% interest rate!* Earn bonus interest for longer deposits, with money allocation feature. ”
Discover a new savings experience that delivers better returns than ever. Earn high interest from your very first baht, plus accumulate additional bonus interest the longer you save. Manage your money effortlessly through the KKP Better app - withdraw anytime, with no money lock-in.
Longer savings, higher bonus
Up to 0.15% Better Bonus p.a.* (interest rates)
Allocate your money in one account.
Better Box - Better Budgeting
No extra account needed
Use as a settlement account instantly
Open an account easily
through KKP Better
No minimum balance, no
branch visit needed
KKP SAVVY Savings Account Interest Rates
2-step interest! Includes base interest and bonus interest – Better Bonus
The longer you save, the more you earn
In addition to base interest, KKP SAVVY also provides Better Bonus (bonus interest) based on your deposit duration.
- Better Bonus grows automatically starting from the date of successful KKP SAVVY account opening (for new customers), or from the date of updating and accessing the KKP Better App (for existing customers).
- Each deposit amount calculates Better Bonus separately, with balance calculated at end of each day.
- For withdrawals or outbound transfers, the system will always deduct from the most recent deposit. This ensures no impact on the accumulation period of previous or longer-term deposits, allowing them to continue accumulating time and earning bonus interest.
- Deposit and withdraw freely, just like regular savings accounts.
Better Box
Better Budgeting
A feature that helps you organize money in your
KKP SAVVY into 5 categories, allowing you to
allocate spending and savings for various goals.
Plus, a summary of your box proportions,
so you know exactly how much to spend
without affecting other money.
Essential Cost | Guilt-free Spending |
Saving Goals | Investment | Emergency
Save and invest,
all in one place
Save and park your investment funds without opening an extra account. Earn interest while investing directly in stocks and mutual funds instantly.
Why is KKP SAVVY account worth using?
KKP SAVVY, the online account in the KKP Better app, is designed to break the mold of traditional saving - bringing together every advantage you're looking for, all in one place. Here's why this account is the better choice for saving your money.
- Fixed deposit-level returns with savings account flexibility. Enjoy high returns while retaining the freedom to transfer, withdraw or make payments whenever you need - with no lock-in conditions whatsoever.
- Interest paid 4 times a year for compounding growth. KKP SAVVY credits interest 4 times a year: base interest on 30 June and 31 December each year, and Better Bonus on 25 June and 25 December each year.
- Easy to start, no minimum deposit. Anyone can begin saving right away - open an account with no minimum deposit and no cap on the maximum amount you can hold.
Open an account easily through KKP Better
Experience Better Saving today. Simply open an account via KKP Better app with no minimum balance and no branch visit needed.
You can open a KKP SAVVY account and start earning high interest entirely on your own, without the hassle of visiting a branch. Simply open an account through the KKP Better app. For detailed terms, download instructions and the identity verification process, visit How to Register for KKP Better App and Verify Your Identity.
(Note: Interest rates, terms and conditions are subject to Kiatnakin Phatra Bank's criteria and requirements.)
FAQ
ฝากเงินมั่นใจ ภายใต้ความคุ้มครองเงินฝากของ สคฝ.
- Interest rates, terms and conditions are subject to Kiatnakin Phatra Bank's criteria and requirements. Please study the product information in detail.
- Please note that changing your settlement or direct debit account for securities trading requires approximately 3–14 business days, depending on each AMC's processing time. Any investment transactions scheduled during this transition period may fail or be delayed if the account deduction cannot be completed.
An account that grows with you
KKP SAVVY is perfect for everyone who wants financial flexibility but doesn't want to miss opportunities for higher interest rates.
