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Better Saving

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Open an Account Online - Better Saving with KKP Better

High interest rates with flexibility that meet all your savings goals.  

Transform the account-opening experience into something simple and fast through the KKP Better app, with no branch visit needed. Start building saving habits and earn better returns with an online deposit account designed for your financial goals - giving you the freedom to manage, transfer, withdraw and pay, plus money allocation feature. All in one account.

Savings Account

The KKP Better app meets every saving and financial planning goal with a diverse range of online deposit accounts to cover all your needs

 

  • KKP SAVVY : An online savings account that offers superior returns through a "2-step interest" model. The higher your balance, the higher your base interest rate. Moreover, if you keep your money deposited for 91 days or more, you'll earn additional Better Bonus (bonus interest) on top.
  • KKP e-FCD saving : A foreign currency deposit account that makes it easy, convenient, and secure to manage your foreign currencies. Transact anytime, anywhere through the app.
  • KKP e-FIXED : An online fixed deposit account designed to build long-term saving discipline. Earn a guaranteed high interest rate for the tenure you choose.
  • KKP e-TAX FREE : A tax-free fixed deposit account that maximizes benefits for dedicated savers. Simply deposit the same amount every month and receive full interest earnings, exempt from withholding tax on deposit interest.

Save whenever
you want 

High interest like a fixed deposit, with the flexibility of a savings account 

Even better with
Better Bonus

Earn bonus interest

when you deposit your money for 91 days or more 

Better Saving for your financial goals 

The KKP SAVVY savings account is designed to help you achieve every goal you set - whether short-term or long-term.

High interest
like a fixed deposit  

KKP SAVVY savings account offers worthwhile returns that grow with your deposits, helping your money grow faster than ever before. 

Flexibility
of a savings account 

Deposit and withdraw any amount at any time, without worrying about restrictions. This gives you the freedom to manage your money exactly as you need. 

Get bonus interest with
Better Bonus 

The longer you keep your money deposited, the more bonus interest you earn, with calculations handled automatically. This helps your savings grow even more. 

Build motivation
to save 

This isn't just about general saving; it's about saving for your specific goals. Our system tracks your savings and shows you how much Better Bonus has earned. 

The Benefits of Opening Accounts with KKP Better

KKP Better is more than just an online account-opening platform - it's a financial companion that delivers a superior experience, from the moment you sign up to the many features and financial benefits available to you.

 

  • Convenient and fast : Open an account anywhere, anytime through the app, with no branch visit need.
  • Higher interest rates : Offer returns comparable to a fixed deposit, while maintaining the flexibility of a savings account. Withdraw anytime with no lock-in.
  • "Better Box" money allocation feature : Divide the money in your account into smaller "boxes" for each goal, such as a savings box or a spending box, helping you stay on budget and avoid overspending.
  • No minimum deposit : Open an account without any minimum balance required.

Everyone saves with KKP Better!

Everyone saves with
KKP Better!

Your money grows steadily

With higher interest rates than regular savings accounts. 

 

We make

saving simple 

Helping you improve your life every day. 

Access your

money anytime 

Giving you flexibility for every stage of life. 

Disciplined saving 

Empower you to achieve your financial goals faster. 

How to Register and Open an Account

Getting started is simple. Just download the KKP Better app on your smartphone and complete the identity verification process via the digital NDID system or by visiting a service point for Dip Chip card verification. For detailed registration and identity verification instructions, visit How to Register for KKP Better App and Verify Your Identity.

FAQ

If you're looking for an account that offers high returns and money management capabilities, KKP SAVVY is a compelling choice. Not only does it offer interest rates higher than a standard savings account, but it also stands out with the "Better Bonus" - which adds bonus interest when you keep your money deposited for more than 91 days.

Your account is protected to international security standards, using NDID identity verification technology and Facial Recognition to prevent impersonation. You can be confident that your personal data and money are fully safeguarded - at the same level of security as opening an account in person at a bank branch.

You can access your transaction history and account statements through the KKP Better app, available 24 hours a day. The system will deliver your statement file to your email quickly and securely.