KKP SAVVY: High-Interest Savings Account with Better Bonus

Have you ever found yourself torn between choosing a regular savings account that offers convenient deposits and withdrawals but low interest rates, versus a fixed deposit account with higher interest but restrictions on early withdrawal? Why settle for one when the "KKP SAVVY" savings account lets you have it all?  

KKP SAVVY isn't just another ordinary savings account - it's designed for the modern lifestyle. The more you save, the higher interest you earn. What's even better is our "Better Bonus" (bonus interest) that increases based on how long you save.  

You get all the benefits of a fixed deposit account while maintaining the freedom to withdraw whenever you need to. No money locked away, no complicated conditions - because we believe everyone should have complete control over their financial planning. 

The KKP SAVVY savings account in the KKP Better app is designed to maximize your returns with "2-Step Interest", ensuring every baht and every day works harder for you.

• Base Interest Your rate grows as your balance does. Earn up to 1.2% p.a.* on balances between 2,000,001 - 5,000,000 baht.

• Better Bonus By keeping your money untouched for 91 days or more, you’ll trigger a bonus rate on top of your base interest. Stay invested for over a year (365+ days) to unlock the maximum bonus of +0.15% p.a.*

KKP SAVVY uses an intelligent tracking system that monitors your daily balance, ensuring accurate and transparent interest calculations. When you need to make a withdrawal, the system automatically deducts from your most recent day's balance first, allowing your earlier, longer-term deposits to continue earning maximum Better Bonus.

• Today: Deposit 200,000 baht → Earn 1.1% base interest p.a.*   
• 6 months later: Add another 100,000 baht → Total balance 300,000 baht → Base interest rate increases to 1.15% p.a.*   
• Better Bonus calculated separately   
  • Your initial 200,000 baht receives an additional 0.10% p.a.* bonus for exceeding 6 months   
  • Your new 100,000 baht deposit doesn't receive bonus interest yet (hasn't reached the time requirement)   
• Next day: Withdraw 20,000 baht → Money comes out of the 100,000 baht portion first → Your 200,000 baht bonus interest continues growing  

Experience Better Saving today. Simply open an account via KKP Better app with no minimum balance and no branch visit needed.    

*Interest rates, terms and conditions are subject to Kiatnakin Phatra Bank's criteria and requirements.  

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