“ Available online with access to
over 700 leading
hospitals nationwide. ”
Medical expenses fully covered
Based on your plan
A network of over
700 hospitals nationwide
Coverage for all
Illnesses, surgeries, and medical procedures
Optional OPD coverage
up to 2,000 baht


Full medical coverage
Get comprehensive protection with the maximum coverage amount you choose and make easy claims through the GEN 365 app to ensure you receive the best possible care. Plus, it's also tax-deductible for personal income up to 25,000 baht.
Over 700 leading
hospitals nationwide
No physical card needed - simply show your E-Card
through the GEN 365 app and receive
immediate treatment at over 700 leading
hospitals across Thailand.


Worry-free protection
Comprehensive coverage for all situations from illnesses to surgeries as diagnosed by physicians, plus unexpected accidents. In case of death, loss of limbs, eyesight, or permanent total disability from accidents, receive additional compensation up to 50,000 baht.
Coverage for both inpatients
(IPD) and outpatients (OPD)
Choose coverage plans that fit your budget and lifestyle,
including room fees, surgery costs, medications, and
ongoing treatment. Optional outpatient coverage
(OPD) available at 1,000/1,500/2,000 baht
(once daily, max. 30 times per year).


- Insurance applicants should understand coverage details and terms and conditions before making insurance decisions. Upon receiving the insurance policy, please carefully review the policy terms, conditions, and coverage exclusions.
- The insured must provide truthful information and must not conceal or provide false information. Otherwise, the insurance contract shall be null and void, giving the insurance company the right to terminate the contract in accordance with the Civil and Commercial Code Section 865 and to refuse claim payments under the insurance contract.
- Kiatnakin Phatra Bank Public Company Limited, acting as a non-life insurance broker, serves solely as a product presenter and facilitator for insurance premium payments. Generali Insurance (Thailand) Public Company Limited is responsible for all obligations under the terms and conditions specified in the insurance policy.
Insurance that understands you
Your health shouldn't come with financial worries. Preparing today means
taking care of your quality of life tomorrow. Apply easily through KKP Better app.

FAQs
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- Lower premiums: When you're young and generally healthy, premiums are significantly lower than when you're older.
- More comprehensive coverage: As you age, you may develop health conditions that could exclude certain illnesses from coverage or result in additional restrictions.
- Long-term health planning: The earlier you start, the more secure your long-term health protection will be.
- Peace of mind: Having coverage from a young age means you won't have to worry about unexpected medical expenses.
- Generally, healthy individuals don't need a health check-up before purchasing health insurance. You'll simply need to answer health questions truthfully to avoid issues when filing claims.
- However, if you've previously had a serious illness or have risk factors for serious conditions, you must disclose this to the underwriting team before purchasing insurance. They'll assess whether you meet the eligibility requirements.
- If family members have a history of serious illnesses, you can still purchase health insurance for yourself.
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