Insurance

Health Insurance

KKPGEN Preferred Health

Available online with access to

over 700 leading

hospitals nationwide. 

Medical expenses fully covered

Based on your plan 

A network of over

700 hospitals nationwide

Coverage for all

Illnesses, surgeries, and medical procedures 

Optional OPD coverage

up to 2,000 baht

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Full medical coverage

Get comprehensive protection with the maximum coverage amount you choose and make easy claims through the GEN 365 app to ensure you receive the best possible care. Plus, it's also tax-deductible for personal income up to 25,000 baht.

Over 700 leading

hospitals nationwide

No physical card needed - simply show your E-Card

through the GEN 365 app and receive

immediate treatment at over 700 leading

hospitals across Thailand.

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Worry-free protection

Comprehensive coverage for all situations from illnesses to surgeries as diagnosed by physicians, plus unexpected accidents. In case of death, loss of limbs, eyesight, or permanent total disability from accidents, receive additional compensation up to 50,000 baht.

Coverage for both inpatients

(IPD) and outpatients (OPD)

Choose coverage plans that fit your budget and lifestyle,

including room fees, surgery costs, medications, and

ongoing treatment. Optional outpatient coverage

(OPD) available at 1,000/1,500/2,000 baht

(once daily, max. 30 times per year).

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  • Insurance applicants should understand coverage details and terms and conditions before making insurance decisions. Upon receiving the insurance policy, please carefully review the policy terms, conditions, and coverage exclusions.
  • The insured must provide truthful information and must not conceal or provide false information. Otherwise, the insurance contract shall be null and void, giving the insurance company the right to terminate the contract in accordance with the Civil and Commercial Code Section 865 and to refuse claim payments under the insurance contract. 
  • Kiatnakin Phatra Bank Public Company Limited, acting as a non-life insurance broker, serves solely as a product presenter and facilitator for insurance premium payments. Generali Insurance (Thailand) Public Company Limited is responsible for all obligations under the terms and conditions specified in the insurance policy.

Insurance that understands you

Your health shouldn't come with financial worries. Preparing today means

taking care of your quality of life tomorrow. Apply easily through KKP Better app.

FAQs

Get in touch and file a claim with any leading insurer. 
  • Muang Thai Insurance 
    • Tel : 1484 
    • Claims Channel Click
    • Go to Website Click
  • LMG Insurance 
    • Tel : 1790 
    • Claims Channel Click
    • Go to Website Click
  • Navakij Insurance 
    • Tel : 1748 
    • Claims Channel Click
    • Go to Website Click
  • Viriyah Insurance 
    • Tel : 1557
    • Claims Channel Click
    • Go to Website Click
  • Tokio Marine Insurance Group 
    • Tel : 02-257-8080 
    • Claims Channel Click
    • Go to Website Click
  • Thaivivat Insurance 
    • Tel : 1231  
    • Claims Channel Click
    • Go to Website Click
  • Bangkok Insurance 
    • Tel : 1620 
    • Claims Channel Click
    • Go to Website Click
  • ERGO Insurance 
    • Tel : 1219
    • Claims Channel Click
    • Go to Website Click
  • Dhipaya Insurance 
    • Tel : 1736 
    • Claims Channel Click
    • Go to Website Click
  • Aioi Bangkok Insurance 
    • Tel : 1429 
    • Claims Channel Click
    • Go to Website Click
  • Deves Insurance 
    • Tel : 1291 
    • Claims Channel Click
    • Go to Website Click
  • MSIG Insurance
    • Tel : 1259  
    • Claims Channel Click
    • Go to Website Click 
  • TSI Insurance 
    • Tel : 1352  
    • Claims Channel Click
    • Go to Website Click 
  • Chubb Samaggi Insurance 
    • Tel : 02-640-4500
    • Claims Channel Click
    • Go to Website Click 
  • Thanachart Insurance 
    • Tel : 02-662-8999 
    • Claims Channel Click
    • Go to Website Click 
  • Allianz Ayudhya Insurance 
    • Tel : 02-638-9333 
    • Claims Channel Click
    • Go to Website Click 
  • Jaymart Insurance 
    • Tel : 02-099-0555 press 1 
    • Claims Channel Click
    • Go to Website Click 
  • Thai Paiboon Insurance 
    • Tel : 02-246-9635 
    • Claims Channel Click
    • Go to Website Click 
  • AXA Insurance 
    • Tel : 02-118-8111 
    • Claims Channel Click
    • Go to Website Click 
  • Sompo Insurance 
    • Tel : 02-118-7400 
    • Claims Channel Click
    • Go to Website Click 
  • Roojai Insurance 
    • Tel : 02-080-9191  
    • Claims Channel Click
    • Go to Website Click 

It depends on your existing group coverage and personal needs. If the coverage amount or scope isn't sufficient, or if you want continuity and flexibility in your healthcare, you should consider purchasing additional coverage.

  • Lower premiums: When you're young and generally healthy, premiums are significantly lower than when you're older.
  • More comprehensive coverage: As you age, you may develop health conditions that could exclude certain illnesses from coverage or result in additional restrictions.
  • Long-term health planning: The earlier you start, the more secure your long-term health protection will be.
  • Peace of mind: Having coverage from a young age means you won't have to worry about unexpected medical expenses.

  • Generally, healthy individuals don't need a health check-up before purchasing health insurance. You'll simply need to answer health questions truthfully to avoid issues when filing claims.
  • However, if you've previously had a serious illness or have risk factors for serious conditions, you must disclose this to the underwriting team before purchasing insurance. They'll assess whether you meet the eligibility requirements.
  • If family members have a history of serious illnesses, you can still purchase health insurance for yourself.

Consider average medical costs, the risk of potential illnesses, and your ability to pay premiums.

You can pay through your existing KKP Account or by credit card.

Health insurance coverage is annual and can be renewed.

Health insurance does not offer refunds if no claims are made.

Yes, within the timeframe specified by the company, provided you have all required supporting documents.

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